Financial software built to be audited.
Payment flows, lending platforms, reconciliation engines and internal finance tools, with UPI integration, audit trails and security designed around RBI and NPCI requirements.
- Pricing
- Fixed per milestone, no retainers
- Written scope
- Within 24 hours of the call
- Ownership
- Code, accounts and IP transfer to you
- Confidentiality
- NDA on request
What slows teams down, and how software fixes it.
- Challenge
Reconciliation done in spreadsheets
Payments, bank statements and orders are matched by hand at month end, and mismatches take days to trace.
After we shipAutomatic reconciliation from bank and gateway webhooks.
- Challenge
Compliance bolted on late
Audit logs, data localisation and access controls are added just before a bank partner's review, and the launch slips.
After we shipCompliance requirements in the architecture from day one.
- Challenge
Fragile payment integrations
Webhook failures and timeouts leave payments in limbo, and customers are charged without their order going through.
After we shipIdempotent payment flows with retries and alerts.
Services and solutions for fintech.
Pick one to start. Everything runs on the same typed stack, so it all connects later.
- 01Custom SaaS SoftwareMulti-tenant SaaS products with billing, roles and admin built in.Service
- 02Web App DevelopmentDashboards, portals and internal tools on Next.js and TypeScript.Service
- 03Workflow AutomationApprovals, reports and data entry automated across the tools you already use.Service
- 04Mobile App DevelopmentiOS and Android apps in React Native, shipped to both stores.Service
- 05WhatsApp AutomationCatalogue, cart, UPI payment and alerts on the official WhatsApp Business API.Service
- 06Ride Sharing AppsRider app, driver app and dispatch console for taxi and ride-hailing businesses.Solution
Built for the rules your industry runs on.
RBI data localisation
Payment data stored in India, in line with RBI's storage of payment system data directive.
NPCI & UPI integration
UPI flows built through licensed payment partners, following NPCI's guidelines.
PCI DSS scope reduction
Card data tokenised by compliant gateways so it never touches your servers.
Audit trails
Immutable logs of every transaction and admin action, ready for partner and regulator reviews.
We design to support these requirements and work alongside your licensed banking and payment partners. Your compliance team and legal advisers confirm regulatory compliance.
Questions, answered plainly.
What fintech teams usually ask before starting a project.
Something else? Ask an engineer
Yes. For CityXmart we built UPI payment reconciliation through bank webhooks, so payments match their orders automatically. We work through licensed payment partners rather than connecting to UPI directly.
We build the technology; the regulated activity runs through your licensed entity or partner bank or NBFC. We design the platform around their requirements and RBI's guidelines.
Encryption in transit and at rest, role-based access, audit logs, secrets management and dependency scanning. We can also support third-party security audits before launch.
Yes. We regularly coordinate with partner integration teams on API specs, test environments and certification steps.
Tell us what you're building.
A senior engineer reads every brief. You get a written scope with a fixed price per milestone, usually within a day.
- Written scope
- Within 24 hours
- Pricing
- Fixed per milestone
- Ownership
- 100% of code and IP